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Team Members

CPI Financial & Insurance Services and ISU Corona Insurance Agency Team Members Make The Difference ~

Our Agency’s professionals complement our services with their diverse backgrounds in a variety of fields including, but not limited to: Insurance Company Underwriting, Management, Actuarial, TPA Consultant, Accounting, Entertainment, and Manufacturing.  We feel our people are our greatest asset; courteous professionals who realize you deserve our very best.

Joyce R. Pavez – President
Joyce Pavez has been active in the insurance industry for 37 years.  She holds a Life & Disability license, Property & Casualty license, and NASD Series 6 license.  She has been involved in sales, service, administration, teaching, training, human resources, finance & accounting.

Chris Pavez – Vice President

Chris has several years of experience in the health insurance industry ranging from group account management to conducting group presentations and sales. Chris is very customer service oriented and very proactive in servicing this agency’s clients in the following areas: overseeing of small to mid-size group renewals, addressing and resolving client service issues and questions and claims resolution.  As of August 2007 he joined the Worksite Marketing Department assisting with the coordination and implementation of group voluntary benefit enrollments.  His expanding knowledge base in multiple agency areas includes customer service, group presentations, voluntary benefits, stop loss, self-funded administration, and he is California licensed for Life, Accident and Health.

James A. Ciucki
Jim Ciucki has been with the Pavez Insurance Agency, Inc. since 1995 and has over thirty-five years of extensive experience in employee benefits, holding positions of manager of an actuarial services department for a major west coast insurance company, and Vice President and officer for the nation’s largest consulting and third party administrative firm.  In this capacity, he was intricately involved as fund manager in the administration and consulting of numerous fully and partially self-insured, and fully-insured health benefit programs, including, but not limited to, medical, dental, vision, chiropractic, podiatry, prescription, and behavioral health benefit plans, IRC Section 125 flexible spending benefit plans, cafeteria plans, defined benefit and defined contribution pension plans, life, disability, annuities, and 401(k) plans.  Past clients include numerous labor-management trust funds, school districts, and professional services firms with enrollments ranging from 75 to 16,000 subscribers.